Optimize Student Loan Payments for Maximum Tax Benefits
Calculate the optimal payment strategy across all your loans to maximize deductions and minimize total interest paid.
Start Optimizing — $8/moMulti-Loan Analysis
Compare federal, private, and refinanced loans side by side
Tax Deduction Engine
Maximize your $2,500 student loan interest deduction
Payment Scenarios
Model avalanche, snowball, and hybrid payoff strategies
Simple Pricing
- ✓ Unlimited loan portfolios
- ✓ Real-time tax optimization
- ✓ Payment scenario modeling
- ✓ Calculation history & exports
- ✓ Priority support
FAQ
How does the tax optimization work?
Our engine analyzes your loan balances, interest rates, and income to calculate which payment allocation maximizes your IRS student loan interest deduction (up to $2,500/year) while minimizing total interest paid.
Does it work with both federal and private loans?
Yes. You can add any combination of federal, private, and refinanced loans. The optimizer accounts for different interest rates, terms, and tax-deductibility rules for each loan type.
Can I cancel anytime?
Absolutely. Cancel your subscription at any time with no fees or penalties. Your data remains accessible until the end of your billing period.